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A trusted financial service provider in Africa | Izwe Africa Group - Financial assistance that enriches lives.

Financial assistance that enriches lives.A trusted financial service provider in Africa

Izwe Africa Group is a dynamic micro-financier and insurer, rapidly growing across the continent. Since expanding from South Africa in 2008 we have followed a steady and managed upward progression, and continually focused on developing a world-class business through strategic location choices.

Izwe means ‘nation’. It is the essence of what we stand for: uplifting people for the greater good of their country. We provide the tools they need to build brighter futures and stronger nations, fuelled by their participation in a growing economy.Our innovative service delivery systems and customer-centric financial solutions create real competition for traditional banking corporations.Financial solutions for positive change.

Izwe Africa Group has built a solid reputation as a provider of choice for short-term secured and unsecured loans, savings and investment solutions. Our unwavering promise is built on the principles of accessibility and efficiency.

Create efficient financial services for private individuals and small businesses.

Provide safe, high-yielding savings and investment solutions to help customers grow their money.Izwe Africa Group at a Glance

Presence in 5 African countries

Value of loans written since inception exceeds USD500 million

Loans disbursed to over 246 000 customers

More than 400 staff and 1 000 active independent sales force consultants

Over USD230 million in local currency funding raised

Group management combined industry experience: 83 years

Full suite of financial services products

All data is as at 31 March 2021 (unaudited).Financial solutions that make a difference

We believe strongly in financial inclusion, enabling easy access to life-changing offerings that solve our customer’s problems and help them to better their lives.

We are a dedicated, trusted guide for customers as they work toward a brighter financial future.We are committed to a collaborative, consultative approach – listening before we advise and providing the right help at the right time.Since we first opened our doors, we’ve had the opportunity to change countless lives…most of this has been through helping people to…Helping over 600,000 customers to:

All data is as at 30 June 2021 (unaudited).Responsible lending

Our mandate is to promote access to finance for SMEs and households. The refore it is imperative for us to have the necessary policies and procedures to maintain high social performance standards and target social returns along with financial gains.

By weaving responsible lending principles into every level of our business, we ensure that we have a solid foundation on which to build strong, lasting relationships, increase customer retention and reduce financial risk.

We ensure customer protection by applying a well-defined risk matrix with scorecards, supported by well-informed practices and certifications. This prevents customers from borrowing more than they can afford to repay, or using products they do not need.

Izwe Africa Group has adopted a Group-wide policy that adheres to International Environment, Social and Governance (ESG) principles, as well as the IFC  (International Finance Corporation) exclusion list.

We have a solid governance framework of ethics, codes of conduct, policies and commitment to legal compliance. Our code of conduct commits us to high ethical standards.

We obtained a Social Rating in 2019 and have been SMART-certified since 2016. We have also received technical assistance from both African Local Currency Bond Fund and Regional Education Fund For Africa.

We comply fully with all central bank requirements, and the laws pertaining to financial solutions providers wherever we operate. We use respectful collection practices and apply high ethical standards in all our business dealings. The privacy of customer data is stringently protected through our commitment to Customer Protection Principles in every territory.

Our investment criteria and due diligence processes are contributing to a healthier, more customer-focused industry that will encourage stronger investment portfolios and strengthen financial returns.

To our investors, funders and stakeholders, we present a solid investment and expansion opportunity to make a positive impact by buying into an organisation with a strong track record and excellent growth prospects across the continent.