Bayport Personal Loans, Debt Consolidation & Financial Wellness
cuy.nyikunyit.com - Start your financial journey to financial health
Visit our Information centre for free financial wellness resources Register and apply for a personal loan up to R 250,000
We empower employees and give employers the righttools to improve financial health.
Financial wellbeing of employees is one of the biggest challenges employers face today.Over indebtedness of employees is a leading cause of strained employer/employeer elations, lack of productivity, absenteeism, illness and more.
Bayport offers a holistic long-term financial wellness solution that can assistem ployers and employees in overcoming these challenges, offering employees a way out offinancial distress, into financial wellness.
It is easy to apply for a Bayport personal loan of up to R250,000 with our simple online loan application process and personalised service. Once you have registered, all it takes isa minute, to find out if you qualify for a Bayport personal loan.Our online loan application process allows you to also upload all documents required tocomplete your application.
Apply for a short-term personal loan online in five easy steps
3Affordabilitysssessment
5ReceivemoneyStep 1: Register and activate your free Bayport account
You will need to provide us with your contact details and create a password for yourBayport account. You will then receive an email to activate your account – once received, click the ‘activate account’ button and proceed to login.Step 2: Login and apply
Once you login, you can start your online loan application by telling us a bit more about your self, such as your income and expenditure details, your employment information and banking details. For faster response, please have your documents (listed below) ready for uploading.Step 3: Affordability assessment
After you have uploaded your documents and have submitted your application, we verify the information provided with the credit bureau. We then check how much you qualify for based on your affordability.Step 4: Sign your contract online
Once we grant you a loan offer, you will need to login and accept your loan offer and the terms and conditions online. We will email you a copy of your terms and conditions.Step 5: Receive your personal loan
We disburse our personal loans in real-time, meaning, as soon as you accept your offerand your application passes final assessment, we will pay your funds into your bank account.Interest rate (APR)**Credit Advanced Term of Loan Monthly Insurance Premium Monthly Service Fee Total Installment20%R100,00072 MonthsR556.64R69.00R3,050.00
*The amount of the total installment will remain unchanged throughout the term of theagreement**Risk profile dependent You will need these documents when applying for your personal loan South African ID Proof of residence not older than 3 months Latest payslip Last 3 months’ bank statementsContinue your application where you left off Upload your documents when you have them, anytime.We will hold onto your application details in the section where you left off - no need to start over!
Get a personal loan from R1,000 up to R250,000 with flexible repayment terms.
Settle your other loans when you apply for a personal loan and have one account to manage.
Our footprint in South Africa covers all major metropolitan areas and all popular mediums of communication.
We partner with employers to provide tailor-made financial wellness solutions toimprove their employees financial health.
As a Bayport customer, we want to make your journey with us a convenient and simple oneHere are some of the benefits that our customers enjoy:
Free 24/7 Access to online statements
Easy access to online statements and to make secure payments.
24/7 self-service on our mobile app
Dedicated and professional support via our Mobile App, Website or WhatsApp.
Get a FREE Credit Health Report
Get a FREE Credit Health Report Get access to a free credit health report eachmonth.
Your unsecured personal loan is insured
Your short-term unsecured loan is insured in the event of death, disability or retrenchment. Bayport offers personal loans from R1,000 to R250,000.Consolidate your debts with a debt consolidation loan.Financial literacy tools and free resources to guide you on your journey to reaching your financial goal. Dedicated and professional support via our Mobile App, Website or WhatsApp.Tailored financial wellness solutions through our Employee Wellnesspartnerships.
A fixed interest rate throughout your loan term.Access to online financial affordability calculators, financial literacy resources and financial planning tools. Flexible repayment terms from 6 to 84 months.Bayport offers personal loans from R1 000 to R250 000. Consolidate your debts with a debt consolidation loan. Financial literacy tools and free resources to guide you on your journey to reaching your financial goal.Tailored financial wellness solutions through our Employee Wellnesspartnerships.
Tailored financial wellness solutions through our Employee Wellnesspartnerships.A fixed interest rate throughout your loan term. Access to online financial affordability calculators, financial liter acyresources and financial planning tools.Flexible repayment terms from 6 to 84 months.
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Learn about Bayport's response to COVID-19 and the national lockdown
Jacob: Branch managerFinancial status: over-indebted
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Lerato: Human capital managerFinancial status: distressed:
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Mandla: Factory workerFinancial status: In good standing
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Keeping your information private and protected is important to you, and to us.Your information will always be safely secured on a local server or cloud. Findout more in our termsandconditions
Report Unethical Behaviour:Bayport is an organisation with strong values of responsibility and integrity,committed to conducting business with the highest standards of ethics.You can report unethical behaviour here