Loans - Apply For Low Interest Personal Bank Loans
cuy.nyikunyit.com - Loans Loans are available from £1,000 to £35,000 with terms from 1 to 10 years depending on loan amount and purposeGet an instant decision when you apply onlineEligible customers can apply for a two month payment break - terms applyYou can make additional payments to your loan with no extra charges, which could help you pay off your loan faster and save you money overall.You can pay off and close your loan account early. Find out more about early settlement chargesError: Please let us know what you’ll use this loan for
What will you use this loan for?
ReasonI have more than one reason for this loan
We mean a loan for home improvements like replacing permanent fixtures and fittings such as your kitchen or bathroom, adding double glazing, adding a conservatory, adding an extension or making structural changes.
If you are decorating or replacing carpets please choose something else
We will only lend for debt refinancing or debt consolidation if you are 22 or olderError: Sorry we only offer between £1,000 and £35,000
Error: Please make sure the total amount you'd like to borrow is between £1,000 and £35,000How much do you want to borrow?
RemoveError: Please let us know what you’ll use this loan for or remove this additional reason
What else will you use this loan for?
ReasonI have more than two reasons for this loan
We mean a loan for home improvements like replacing permanent fixtures and fittings such as your kitchen or bathroom, adding double glazing, adding a conservatory, adding an extension or making structural changes.
If you are decorating or replacing carpets please choose something else
We will only lend for debt refinancing or debt consolidation if you are 22 or olderError: Please enter an amount or remove this reason
Error: Please make sure the total amount you'd like to borrow is between £1,000 and £35,000How much more do you want to borrow?
RemoveError: Please let us know what you’ll use this loan for or remove this additional reason
What else will you use this loan for?
We mean a loan for home improvements like replacing permanent fixtures and fittings such as your kitchen or bathroom, adding double glazing, adding a conservatory, adding an extension or making structural changes.
If you are decorating or replacing carpets please choose something else
We will only lend for debt refinancing or debt consolidation if you are 22 or olderError: Please enter an amount or remove this reason
Error: Please make sure the total amount you'd like to borrow is between £1,000 and £35,000How much more do you want to borrow?Error: Sorry, we only offer loans between £1,000 and £35,000. Please update how much you'd like to borrow so the total is within these limits
Total amount you would like to borrow for this loan = £Error: Sorry you can only borrow for a period of between 1 and 7 yearsError: The maximum length of a loan in these circumstances is 3 yearsError: The maximum length of a loan in these circumstances is 5 yearsError: The maximum length of a loan in these circumstances is 7 yearsOver how long?Calculator Results
Fixed annual rate of interest (nominal)
This calculator is designed to be illustrative only. If you apply for a loan we’ll need to assess your financial circumstances. This may change the interest rate and your monthly repayments. Our loans are available to UK residents aged 18 and over. Subject to status.
Annual Rate of interest (nominal)
The representative APR applies to loans of £7,500 to £25,000 over 12 to 60 months. Rates will vary depending on loan amount and individual circumstances. The minimum rate we offer is 2.8% APR and the maximum rate is 27.5% APR.
If you already have a loan with us and need a hand, or you're looking to borrow more - we're here to help.
Our Mobile Banking App lets you keep an eye on your loan balance.
A loan gives you the money you need upfront and lets you spread the cost of paying it back. So whether it's a special holiday, a car or a new kitchen, a personal loan can make it more affordable.
Loans are available to UK residents aged 18 and over. Rates will vary depending on loan amount, term and individual circumstances. Subject to status.
Tesco Bank Loans: PO Box 27014, Glasgow, G2 9FE
This means that if we decide to lend you money, it won't be secured on your home, car or other assets. You can then spend this money on the things you need.
You can apply for a loan term from 12 to 120 months depending on the loan amount and purpose. Just remember that the maximum repayment period might be lower for certain loan purposes.
We offer loans to cover costs big and small and you can be specific about the amount you need, down to the pound.
The interest rate is fixed for the life of the loan.
At the beginning of the loan we work out the interest you will pay over the whole length of your loan and add this to your loan amount. We calculate your interest charge by applying interest at a monthly rate based on the APR to the balance of your loan, as reduced by your monthly repayments. We add this to the loan amount and then divide this total by the number of monthly repayments.
The loans calculator will give you an example of what it might cost you based on the loan amount and term you want. However, the interest rate we offer may be higher depending on your individual circumstances.
If you've been approved, you'll receive some important documents within five days, which you'll need to check, sign and return to us.
If you apply online, you’ll get an immediate decision and, if eligible, can digitally sign your loan agreement with us. We’ll then use Faster Payments to send the money directly to your bank account.
Once we're happy with the information you've sent, we'll fully approve your loan and pay the money into your bank account.
Sometimes it can really take the pressure off when you don't have to start repaying your loan straight away, especially if you've got extra expenses to cover.
So when you apply for a loan, you might be eligible to apply for a payment break before stating your monthly loan repayments.This break is only available at the start of your loan.If your application for this option is successful, then the first payment would be taken the third month after the issue of the loan.Interest will be charged during the payment break and your overall loan period will be extended by two months, which means that you will pay an extra two months' interest.Your offer documentation will explain the terms of the payment break, so please read everything carefully.
Your payment is made by monthly direct debit from the account the loan is paid into. Your first payment will be made one month after issue of the loan on the date you have chosen in your application, unless you apply for an initial payment break (See under Payment Break tab).
All Tesco Bank Personal Loans are fixed rate. This means your monthly Direct Debit payments will be the same every month until your loan is paid off. Nice and simple.
We'll charge £12 each time a loan payment is late and £12 when a default notice is issued.
Yes, you can do this at any time at no extra cost.It may help pay off your loan faster, reducing the amount of interest you pay which would save you money overall.You can learn all about what this means for your loan on our page about additional payments.
You can do this at any time which could save you money on interest charges. Remember to factor in a two-month interest fee when you settle early though.For more on early settlement figures visit our page on paying your loan off early.
Credit checks during application